We mainly act as external actuarial consultant for insurers and advise a wide range of clients in diverse markets about reserve matters.

Our service comprises an overall actuarial valuation of the adequate level of reserves in conformity with the methods and requirements set out by the regulatory authority.

The purpose of our Liability Adequacy Test (LAT) is to assess the fair economic level of our client reserves against the statutory reports.

Our LAT report allows our client’s management to assess the accuracy of the ultimate claims estimation and the adequacy of the IBNR and OS claims reserves.